Find dentists by insurance coverage in Canada
CDCP, private insurance, employer plans, and provincial programs.
Most Canadian dental clinics accept private insurance, employer plans, and the Canadian Dental Care Plan (CDCP). Find clinics that accept your specific coverage.
Canadian Dental Care Plan (CDCP)
A federal dental benefit for eligible residents without private insurance — including children under 12, seniors, and persons with disabilities. Many listed clinics accept CDCP.
Find clinics accepting CDCPPrivate insurance
Most clinics accept the major Canadian dental insurers. Bring your policy details to your appointment.
Sun Life
One of Canada's largest group benefit providers.
Manulife
Widely accepted individual and group dental plans.
Canada Life (Great-West Life)
Common employer-sponsored coverage.
Green Shield Canada
Health and dental benefits specialist.
Blue Cross
Regional Blue Cross plans across provinces.
Desjardins
Popular in Quebec and nationwide.
Employer / group plans
Dental coverage through your employer's group plan typically covers 50–100% of basic services such as exams, cleanings, and fillings. Check your benefits booklet for annual maximums and what's included.
Provincial programs
Several provinces run dental assistance programs, especially for seniors and low-income residents:
- Ontario Seniors Dental Care Program (OSDCP)
- Alberta Dental Assistance for Seniors
- Other provincial and territorial programs
For official eligibility and details, visit canada.ca and your provincial health website.
No insurance?
Without coverage you still have options: ask clinics about cash discounts or dental savings plans, and use our cost calculator to estimate prices before you book.
No insurance?Search clinics in your city
Browse verified dentists near you and confirm coverage directly with the clinic.
Browse citiesInsurance FAQ
Does the dentist accept my insurance?
Most Canadian clinics accept the major insurers and direct billing. Always confirm with the clinic before your appointment — coverage and direct-billing arrangements vary.
What is direct billing?
Direct billing means the clinic submits your claim to your insurer for you, so you only pay any remaining balance. Many clinics offer it for major providers.
Does CDCP work like private insurance?
The CDCP is a federal program, not private insurance. Eligible patients are covered for specified services; the clinic bills the program. Check each clinic page to confirm they accept CDCP.
Can I use employer and government coverage together?
Coordination of benefits rules vary. Generally CDCP is for those without access to private insurance. Confirm your specific situation with your plan and the clinic.
What if I don't have any insurance?
Ask about cash discounts and payment plans, consider a dental savings plan, and use our cost calculator to compare prices.